Choosing the right type of asset finance can be tricky!

At GYS Finance we have the experience in asset and equipment finance and hold relationships with lenders who offer finance to businesses requiring this type of finance solutions.

Whether you’re looking to purchase commercial vehicles, earth-moving and construction equipment, medical equipment, mining vehicles or other equipment, GYS Finance can help you.

There are a range of different options:

Commercial Hire Purchase
A Commercial hire purchase is a popular option for businesses. It allows you to hire and use the asset until the last payment. Once the final instalment is paid, the title of the asset is transferred to you. You can also tailor payment options, including the loan period and final balloon payment.

Novated Lease
Are you looking to include a vehicle in your salary packages? A novated lease can help you and your employee. This finance option means the financer will own the asset, while a business owner and employee sign a novation agreement to share the responsibilities of the loan.

Chattel Mortgage
Chattel mortgages are a popular finance solution for many. It is where you own the asset from the outset and your loan agreement is secured by the asset. A chattel mortgage also gives you the freedom to tailor your loan payments by choosing the term — typically up to five years.

If you’d like to speak to our experienced team about an Asset / Equipment loan or find out what your finance options are, contact our team today on 03 9863 7546 or fill out the enquiry form and a member of our team will be in contact.