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We simplify complex lending and help you secure the right loan with confidence.
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Commercial lending is assessed differently from a standard home loan. Having spent years on the lender's side of that assessment, we know exactly what banks look for and how to present your deal accordingly.
Whether you're buying your first commercial property or refinancing an existing one, we structure the loan around your broader goals.
Free up capital from property you already own to fund your next move, whether in your business or elsewhere.

Funding structured around the property and how it will be used, not a one-size answer.

A better rate or structure, without losing momentum on what you've already built.
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Free up capital from property you hold to fund the next move.
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Structured differently depending on how the property is actually used.

From acquiring new premises to refinancing or releasing equity, we structure your commercial loan around your business strategy, then match it with the right lender from our panel of more than 50 lenders.
Not at all. We help first home buyers, upgraders, investors and business owners, PAYG and self employed alike. Self employed and complex lending is simply one of our strengths.
In most cases, yes. We cover home, investment, commercial, business and asset finance. If a deal can't be done today, you'll get honest feedback on what would make it possible.
Rates depend on your situation and the lender. We compare across more than 50 lenders to find the right balance of rate, structure and flexibility, and we explain the real cost clearly before you commit.
For most clients, nothing comes out of your pocket. GYS Finance is paid a commission by the lender once your loan settles. If a fee ever applies, we tell you upfront, in writing, before you apply.