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We simplify complex lending and help you secure the right loan with confidence.
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Self employed income, complex structures and non-standard financials trip up a lot of standard lending policy. Two decades across banking and broking means knowing which lenders will actually look properly at a file like yours.
We know how to present self employed income to the right lender, including low doc options when full financials aren't available.
If another broker or bank has already said no, we'll give it an honest, informed second look.

We know how to present self employed income to the right lender, no matter how it's structured.

Options when full financials aren't available, without cutting corners on honesty.

Non-standard situations that need a lender who'll actually look properly.
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An honest second opinion where another broker or bank has already said no.

Self employed income, complex structures and situations that don't fit the standard mould are where two decades of lending experience really shows.
Not at all. We help first home buyers, upgraders, investors and business owners, PAYG and self employed alike. Self employed and complex lending is simply one of our strengths.
In most cases, yes. We cover home, investment, commercial, business and asset finance. If a deal can't be done today, you'll get honest feedback on what would make it possible.
Rates depend on your situation and the lender. We compare across more than 50 lenders to find the right balance of rate, structure and flexibility, and we explain the real cost clearly before you commit.
For most clients, nothing comes out of your pocket. GYS Finance is paid a commission by the lender once your loan settles. If a fee ever applies, we tell you upfront, in writing, before you apply.